Sunday, May 15, 2011

Loan Software


Let us say someone borrows 1,000 from you. 12 months to pay. 10% interest. Ignore the dollar sign. Think of it as Pesos.




If you receive additional payments from your borrower, the software will recalculate everything for you in a blink of an eye. Check additional payment of 100.00 below.




 You can control the Payment due amount depending on the agreement between lender and borrower. Let us say borrower wants to pay 200 every month instead of 146.76



Tuesday, November 16, 2010

A sure way to make money online. An average person like me can do it.



I am charpierre. I am a neobux member since February 2010 and you can see me often in neobux forum. I find it wiser to invest my savings at neobux than letting my money stay in a bank.

Let me share an example which I myself have experienced. If you invest P10,000 pesos to rent referrals, you will make more or less P1,500 per month. That is more than 10% return on investment per month! Plus, you will take back the major part of your initial investment (if not all) when you decide to quit. Remember, the more money you invest, the bigger the income. I will explain what this is below.

Neobux is a Paid To Click or PTC site. Click the highlighted words in blue to check how stable neobux is and its value is similar to American Express, Bloomberg, etc. Investing at neobux is one of the safest, surest, and easiest way to make money online.

You get paid $0.005 for Standard member and $0.01 for Golden member for every advertisement click. There are 4 ads per day for Standards and 9 ads for Goldens so it does not sound like a lot but if you apply some strategy, you will earn a lot of money. Click here to see some proof of payments from another neobux member.  My goal is to guide you to earn a lot of money in the shortest period of time and with less risk of losing money.

Though you can start earning without spending a single cent and just build yourself up but making money online is just like making money offline. Investing money and time are essential. There is nothing wrong if you decide to start without spending your own money and just building yourself up as you earn a little here and a little there. But if you want to earn seriously, you need at least $159 to make this work better. For Filipinos, secure an eon card from unionbank. Bring P350 pesos and 2 valid IDs with photocopy to get the eon card at your nearest unionbank. Deposit your $159 (P7,000) into your account. You need to sign up at Alertpay free and then add your eon card to have your account verified. You will be able to withdraw your earnings from neobux through Alertpay then into your bank account (unionbank).


1. Register at neobux for free.

2. Login into your account.

3. Click "View Advertisements" and start clicking the available 4 ads. You can see a
guide here.

4. Repeat step 3 every day for 19 days until you reach $0.76.

5. Rent 3 referrals cost $0.75. Then turn autopay off.

6. Repeat step 3 for another 19 days or less until you reach $0.76.

7. Rent another 3 referrals.  Continue clicking ads everyday for 7 days then proceed to step 8.


        Please read the following below before we proceed to step 8.

        This strategy is intended to upgrade to Golden Membership. This requires you to invest $90 to upgrade and another $69 for renting 100 referrals and extend them for 90 days.

        Let me explain why I strongly suggest to go Golden instead of staying as Standard.

        As a Standard member, you spend $0.25 for 1 referral  for 30 days but you only earn $0.005 for every ad a referral clicks.  He needs to click 50 ads in 30 days just to break even. In other words he needs to click 1.7 or 2 ads per day for 30 days just to break even. If he clicks less than that, you lose money. He needs to maintain an average of 1.667  for the rest of his 30 days or you lose money. See calculations below:

         50 ads x $0.005 = $0.25 earning
or    1.7 ads per day x 30 days x $0.005 = $0.25 earning

        $0.25 earning - $0.25 rental fee  = $0 profit

        As a Golden member, you spend $0.49 for 1 referral  for 90 days but now you earn $0.01 for every ad a referral clicks.  He only needs to click 16.3 ads in 30 days to break even. In other words he only needs to click .0054 or half an ad per day for 30 days to break even. He only needs to maintain an average of .543  for the rest of his 30 days and above that means profit to you. So not earning as a Golden member is almost impossible. Do you see now why I encourage you to upgrade to Golden? Do not think of the money you spend for upgrade because you will earn that back easily. I would rather worry if you invest money as a Standard member. Now, let us proceed to our strategy.


8. Upgrade to Golden for $90. Rent 100 referrals for $20 and  $49 to extend them for 90 days. Turn autopay off.

9. Continue clicking everyday for 7 days. Recycle a referral if he does not click after 8 straight days. Most importantly judge them wisely when recycling a referral. If you think a referral is not profitable in the long run by looking at his Referral Since, Last Click, and Average, then you can recycle him. I used this script to make it easier for me to see which referral is not clicking for 8 straight days and how many days old they are. Follow instructions below to get the script.


        INSTALLATION IN FIREFOX


        1. If it's not installed, install Greasemonkey add-on for FireFox. It adds some functions which
            are then used by other scripts.
        2. After installing the Greasemonkey add-on FireFox will request a restart. Do it! After the restart check  
            your FireFox's bottom right corner for a monkey head. If it is not in color click it once to activate.
        3. Then click the link to a script


      Log in NeoBux and enjoy!



10. After clicking for 7 days, rent more referrals using the earnings your referrals made you. Be sure that you budget your earnings--$0.20 for renting each referral and $0.49 for extending for 90 days. Repeat step 9. Use linexlub's software to manage your income and expenses. Click here to download (.xlsx)

      Note: You can however spend another $69 like in step 8  to rent and  maintain another
               100 referrals if you want to speed up your earning.
      Note: Remember to renew or extend your referrals before they expire.
                                        
11. Repeat step 9 and 10 until you decide to go Ultimate.

12. Always read posts in forums at neobux's forum to learn from experienced members.







Below are screenshots of my own neobux account. My gross earning $9.776 is from 2010/11/01 till 2010/11/08. My plan is to reinvest my earning to rent more Rented Referrals to boost up my earnings.




$12.246 is from 2010/11/01 till 2010/11/10. Two days apart from the sample above.



$16.471 is from 2010/11/01 till 2010/11/12. Two days apart from the sample above.



$19.126 is from 2010/11/01 till 2010/11/13. One day apart from the sample above.



2010/11/13, $16.171 + $0.657 left in my main balance and rental balance because I rented another 100 referrals cost $20 and extended them for 240 days cost $112.



$22.113 is from 2010/11/01 till 2010/11/15. Two days apart from the sample above.



$28.138 is from 2010/11/01 till 2010/11/17. Two days apart from the sample above.



$31.113 is from 2010/11/01 till 2010/11/19. Two days apart from the sample above.



$41.663 is from 2010/11/01 till 2010/11/22. Three days apart from the sample above.



$46.863 is from 2010/11/01 till 2010/11/24. Two days apart from the sample above.

 Click image to enlarge.

$50.893 is from 2010/11/01 till 2010/11/26. Two days apart from the sample above.

 Click image to enlarge.

$55.288 is from 2010/11/01 till 2010/11/28. Two days apart from the sample above.

  Click image to enlarge.

$61.118 is from 2010/11/01 till 2010/12/03. Five days apart from the sample above.

 Click image to enlarge.

$63.608 is from 2010/11/01 till 2010/12/05. Two days apart from the sample above.

 Click image to enlarge.

$66.948 is from 2010/11/01 till 2010/12/07. Two days apart from the sample above.

 Click image to enlarge.





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